REAL ESTATE IN TURKEY
DECONSILIOR REAL ESTATE
List of documents for the purchase of real estate
If you have decided to buy real estate in Turkey, DeConsilior Estate will do everything to make the procedure for purchasing a property easy and smooth for you. DeConsilior Estate will help you select a property according to your preferences and will take care of you at all stages of the transaction.
So, in this article you will find the necessary information regarding all the necessary documents for registration of real estate in ownership.
The procedure for buying real estate for foreigners requires the preparation of a certain package of documents.
Power of attorney for a representative of a real estate agency, certified by a notary (for buyers who decide to use the services of a real estate agency). DeConsilior's professional agents will help to significantly simplify and speed up the entire procedure for the buyer.
Individual tax number in Turkey. The procedure for obtaining a TIN is carried out at the Tax Office at the place of purchase of real estate. To obtain a TIN, you only need to have a passport and an application.
Registration of a bank account for settlement with the seller (as a rule, there is a cashless settlement).
Color photos of 3 * 4 format.
International passport and certified translation
Next, an official sales contract is drawn up in two languages. The contract contains all the agreed terms of the transaction. Usually, the buyer is required to make the initial payment within 1 to 4 weeks after signing the contract. The amount of the contribution on average ranges from 30% to 50% of the property price. The remaining amount is paid before the transfer of the title deed (Tapu).
Transactions on the sale and purchase of real estate in Turkey and the re-registration of property rights are drawn up in the Office of the Land Register and Cadastre.
Transactions on the sale and purchase of real estate in Turkey and the re-registration of property rights (Tapu) are drawn up in the Office of the Land Register and Cadastre. Before receiving the official title deed (Tapu), the entire amount of the transaction must be finally settled. In addition, all taxes and government fees must be paid.
Costs of buying real estate in Turkey
The choice of real estate in Turkey is huge, and everyone will find the best option for themselves. Buying real estate is profitable and convenient not only due to the simple procedure for registering a sale and purchase transaction, but also due to the low associated costs for registration in comparison with other countries of the world.
Before buying real estate in Turkey, it is important to know about the costs associated with purchasing a home. Additional costs, in addition to the property value itself, include the following taxes and fees:
1. Real estate appraisal
Real estate appraisal is carried out by experts with a license from the real estate appraisal department under the Land Register and Cadastre Office. An expert's report, which indicates the amount of real estate, is a necessary document when buying a home by foreigners. After receiving such an assessment, the home buyer will be able to obtain a certificate of ownership (Tapu) reissued in his own name and become the full owner of real estate. Based on the amount received, government fees and taxes, both one-time and annual, will be charged.
SPECIFY APPROXIMATE AMOUNTS
2. Certificate of ownership (Tapu)
The General Cadastral Office charges 4% of the declared value of the property at the time of signing the title deed. The cadastral office also charges one-time payments: a state service fee (Döner Sermaye Harcı) of 178.50 TL and a cadastral tax on the application (Tapu Kadastro Harcı) of 598.25 TL.
3. Notarization of documents
The transfer of authority to make an eligible purchase of housing in Turkey through a power of attorney certified by a notary is a common practice among foreign investors.
The cost of issuing a power of attorney is on average 50-100 euros or from 550 to 1000 Turkish liras.
4. Real estate tax
There is an annual real estate tax in Turkey. The payment depends on the amount indicated in the certificate of ownership, as well as on the type of object (housing within a city or village, commercial property, land). Thus, the annual property tax is calculated as 0.2% for real estate belonging to the city municipality and 0.1% for real estate outside the city municipality. Commercial properties are also subject to an annual tax of 0.4% if they are in the city government, and a tax of 0.2% if they are not in the city government. When signing the title deeds, the seller must ensure that there is no real estate tax debt.
5. Expenses for translation services
You will need a licensed sworn translator when signing the title deed at the Cadastral Office. The amount of payment for the services of an interpreter depends on the language and the amount of work. The cost of a sworn translator is on average from 500 to 1000 TL, depending on the municipality
6. Registration of a technical passport (Iskan)
This is a technical passport for real estate, as well as an official permit for the commissioning of an object. An individual technical passport for an apartment, which contains all the technical information about the property, including data about the entire building, the number of floors, area, address, is issued and paid for once. When buying a home on the secondary market, the seller must already have a technical passport.
7. Real estate insurance
By law, every property must be insured against earthquakes (compulsory insurance DASK). The sum insured depends on the area of the object and on the chosen insurance company. Additional, but not mandatory, is insurance against fire, theft, some weather and internal damage.
8. Conclusion of contracts for the provision of utility services
Connection costs for electricity and water meters differ in different parts of Turkey. If you are purchasing a new property where meters have not yet been installed, you must pay a fee for registering a subscriber number, an electricity meter and for making a deposit. The same goes for water. The cost of connection for each of the bottom is about 350-400 liras, in this amount there is a deposit that the state will return to you when you unsubscribe from the subscription.
Re-issuing an already connected meter to a new owner is equal to the size of the deposit and the amount for compulsory real estate insurance (DASK), if the insurance policy for this property has already expired.
9. Agency fee
For some properties, the agency fee is included in the price, and for some agency fee of 2% is paid additionally. It depends entirely on the property seller.
10. Aydat
Monthly payment for the maintenance of the residential complex (garbage collection, cleaning of the adjacent territory, front, stairwells, elevator maintenance, etc.)
Investments in real estate
Turkey is one of the most promising real estate markets in Europe. An important factor is its location. Strategically located at the crossroads of Europe, the Middle East and Central Asia, home to nearly 82 million people, Turkey offers great opportunities for developers and investors, combining a large construction sector with growing commercial and industrial production.
In recent years, Turkey has begun to develop dynamically in the field of selling residential real estate to foreigners. One of the most popular types of investment properties is apartments. The reason for the increase in demand in this market was the change in legislation, which allowed foreigners to purchase real estate and receive loans from Turkish banks for these purposes. In addition, Turkey is one of the countries providing citizenship by investment. Foreign investors buying real estate in Turkey for at least US $ 250,000 can become Turkish citizens and benefit from Turkish citizenship.
A report from the Turkish State Investment Agency shows that urban renewal and mega projects dominate the agenda for the foreseeable future, especially in Istanbul. Infrastructure projects such as Marmaray, Istanbul Canal, Sultan Selim Yavuz Bridge, Eurasia Tunnel, Grand Istanbul 3-story Tunnel and Istanbul 3rd Airport increase the investment attractiveness of the country.
Urban renewal programs are contributing positively to demand, and major cities including Istanbul, Ankara, Bursa and Izmir stand out as the main markets to be in demand due to the new wave of residential real estate demand.
Analysis The State Investment Agency revealed that the total number of homes sold in the Turkish property market reached 1.4 million units in 2018. In 2018, 39,663 homes were sold to foreigners in Turkey, up 78.3 percent from the same period last year. In terms of home sales to foreigners, Istanbul was the most successful province with 14,270 sales in 2018, followed by Antalya with 7,938 sales, Bursa with 2,720 sales and Ankara with 2,133 sales.
So, you have already decided to invest in real estate and have chosen Turkey. DeConsilior Estate will help you find the right apartment and any other property.
Istanbul
Istanbul is the first city that foreign investors think of when it comes to Turkey. Istanbul is the confluence of two continents and a growing population, is the leader in the real estate market in Turkey. Istanbul is considered the center of business activity, where huge financial flows flock. This city is suitable for owners of large companies looking to gain access to the international market. In addition, Istanbul is beneficial for real estate investors, because the flow of tourists here does not stop all year round. Istanbul is an international air travel hub and it is very easy to get here from any country.
Antalya
Over the past year, an increase of 25.12% was recorded in the value of real estate in Antalya. Antalya is called a paradise for tourists and a city that is often chosen for moving to permanent residence by foreigners.
Bodrum
One more the resort town of Bodrum is often of interest to the investor, because the real estate market in Bodrum is constantly growing. Among the regions in which the bulk of investments are made are Yalikavak, Gumusluk and Bitez.
Bursa
The recent urban transformation of Bursa has increased interest in its real estate market. Nilufer and Osmangazi are areas that attract particular attention. Over the past 20 years, Bursa has become one of the most important cities in the Turkish real estate market.
Turkish Citizenship by Investment
According to the decrees of the Turkish Government, Turkish citizenship will be issued to foreigners who have bought real estate in Turkey for at least USD 250 thousand, and to those who provide a notarized agreement on the purchase of real estate in the amount of USD 250 thousand.
When buying real estate worth more than 250 thousand US dollars, a foreigner has the right to apply to the General Directorate of Land Register and Cadastre (Directorate for Issuing Certificates of Title - Tapu) with an application for Turkish citizenship.
After submitting the application, they check the property appraisal report and bank transfer documents.
The Tapu issuance department makes a decision within 3-7 days. After receiving a positive decision to obtain citizenship, you need to contact the Office of Migration Affairs to obtain a residence permit. Finally, with a positive decision and a residence permit, you can apply to the General Directorate of Population and Citizenship.
Terminology about real estate in Turkey
Aidat [aidat] - translated from Turkish means a monthly fee for the maintenance of a residential complex.
This monetary contribution is governed by Turkish condominium law, where the amount is determined by a meeting of all owners and a collective decision. The amount paid varies depending on the apartment, the number of apartments and various factors such as the city in which the apartment is located. The amount to be paid is calculated by dividing the total expenses by the number of apartments (all apartments are considered equal in size). Aidat is collected in the amount and at intervals determined by the administration of the residential complex. Even if you do not reside permanently in your Turkish apartment, you will need to pay aidat regularly.
The total amount of aidat may include the following:
• Payment for the work of the caretaker or doorman (kapıcı).
• Security services
• Services of a gardener.
• Maintenance of the general infrastructure used by residents - saunas, hammams, gyms, swimming pool, etc.
• Cleaning of the territory and the building.
• Maintenance of lighting on the territory.
• Service of the elevator (equipment, CCTV cameras, consoles).
• Maintenance and care of playgrounds.
Depending on the range of services chosen by the homeowners and its breadth, the amount of aidat is calculated. Accordingly, the more services there are, the higher the total amount for each of the tenants will be.
Documents of title
Muamele ucreti [muamele ucreti] - payment for the services of intermediaries licensed from the land registry and cadastre administration, they collect a full package of documents for filing for tapu registration.
Tapu [tapu] - certificate of ownership of real estate. This is an official document issued by the General Directorate of Land Registry of Turkey showing that you have title to the property. The document contains the full name of the owner, his photograph and detailed information about the property.
Types of property rights for residential properties in Turkey.
Kat irtifakı [kat irtifaky] - is a document confirming that you are the full owner of the building under construction. This is a type of ownership that is assigned to objects that have received a building permit from the municipality. This document is issued after the approval of the development project and the division of tapu on a land plot into apartment buildings. Kat İrtifakı is Tapu, which is issued for all real estate objects from the developer, that is, primary objects.
Kat mülkiyeti [kat mülkieti] is a type of ownership of an object that has been completely converted into housing stock. In order to get Kat Mülkiyeti, the developer must issue a registration certificate (iskan) for the house, and the owners need to issue an iskan for their apartments. Only after the technical passports for all apartments in the complex have been issued, it is necessary to contact the municipality and draw up an appropriate report and then submit documents to the cadastral department to transfer the apartment in the residential complex to the housing stock.
Tapu devri [tapu devri] - transfer of ownership. Transfer could not be completed by means of a regular sales contract, which must be concluded between the parties, but can be carried out by means of a formal transaction that must be entered into in the Land Register. The transfer of property must be carried out at the Cadastral Office in the presence of the seller (or proxy), buyer (or proxy), realtor and notarial (public) translator. If necessary, when making transactions with the participation of foreigners who do not speak Turkish, the signature of the state translator is a prerequisite.
By the time of the transfer of the TAPU - the main document of ownership, all taxes and other costs associated with the transfer of the TAPU must be paid.
Kelepir [kelepir] is the deal means that the apartment has a much lower price than its normal value. Kelepir daire literally means an apartment that can be bought at a price much lower than the market price. To understand whether an apartment is profitable or not, it is useful to find out the prices for apartments with the same location and characteristics.
Iskan [iskan] - this is a technical passport for real estate, as well as an official permit for the commissioning of an object.
Availability general technical passport, confirms that the residential complex or house is suitable for living, as it meets all state building codes. The absence of a general technical passport shows that legally the process of registering a house for use and construction work has not been completed.
In addition, there is an individual technical passport for the apartment, which contains all the technical information about the property, including data about the entire building, the number of floors, area, address, etc.
Vatandasliga uygun daireler - Turkish citizenship when buying real estate.
According to the decrees of the Turkish Government, Turkish citizenship will be issued to foreigners who have bought real estate in Turkey for at least USD 250 thousand, and to those who provide a notarized agreement on the purchase of real estate in the amount of USD 250 thousand.
When buying real estate worth more than 250 thousand US dollars, a foreigner has the right to apply to the General Directorate of Land Register and Cadastre (Directorate for Issuing Certificates of Title - Tapu) with an application for Turkish citizenship. After submitting the application, they check the property appraisal report and bank transfer documents. The Tapu issuance department makes a decision within 3-7 days. After receiving a positive decision to obtain citizenship, you need to contact the Office of Migration Affairs to obtain a residence permit. Finally, with a positive decision and a residence permit, you can apply to the General Directorate of Population and Citizenship.
Döner sermaye [doner sermaye] - Döner Sermaye Harcı
When registering Tapu - a certificate of ownership of real estate in Turkey, a fee is charged, a type of tax called Döner Sermaye or Working Capital. This fee is aimed at ensuring the operation and improving the quality of service for a public institution. The amount of this fee is different for Turks and foreigners.
Why is the field of medicine so developed in Turkey?
Medical tourism bet
The country's leadership is developing this sector in every possible way: impressive funds are allocated for medicine every year - up to 10% of GDP, medical centers with high-tech equipment are being built throughout the country.
Thanks to this policy, the country has managed to become one of the most popular destinations for medical tourism. People from all over Eurasia come to get medical treatment, have an operation, and rest. Since in terms of the level of development of medicine, Turkish clinics are in no way inferior to European ones, and prices are much lower.
Decentralization
Important: medicine is developing not only in large cities, but also in small "shehirs" (cities). If suddenly in a settlement a person cannot receive some of the services, say, the necessary apparatus was not in place, then it will not take long to go for it.
Some hospitals have been able to achieve global recognition, having received the most prestigious medical accreditation of the Joint Commission International (JCI) - USA, as well as TÜV (European standard document). Many doctors have memberships in their respective professions.
Categories of clinics
Of course, good service is expensive. Private clinics are divided into levels: A, B and C. The best clinics are level A. These clinics have a full range of medical services with advanced scientific technologies. Such clinics can afford operating rooms with robotic equipment.
Level B clinics may be slightly inferior in terms of technical equipment, but they have the standard modern equipment that is necessary for operations. Otherwise, they are in no way inferior to level A clinics, and can also provide professional services to foreign patients.
Level C clinics can inferior in size, but they also have the basic technique for operations. There are also professional specialists with a large baggage of experience, but the clinics can focus on the local audience. our company can at any time rent the operating rooms of these clinics for minor operations and invite a specialist to operate in this clinic. Because the success of the operation depends on the skills of the doctor, even if the equipment is the latest release.
Medical insurance
Significant discounts in all parameters are provided by Sigorta - insurance. These can be operations, examinations, appointments with doctors and even medicines. Let's take real figures as an example: if the operation costs 3000 liras, then it will cost the owner of insurance only 300 liras. The whole family can use one insurance, so it is not necessary for every family member to purchase one.
Who can get it?
Medical insurance in Turkey for foreigners is compulsory, before obtaining a residence permit, private insurance is issued. Foreigners can also use international insurance such as Cigna.
The DeConsilior group of companies provides you with another direction - for organizing and accompanying a trip in order to receive: examination, treatment, rehabilitation and prevention in medical institutions in Turkey. You can learn more about DeConsilior Heаlth here.
Перечень микрорайонов Турции, где запретили оформлять ВНЖ.
В официальном заявлении ГЕЧ идареси (Миграционная служба Турецкой Республики) сказано: «Учитывая плотность иностранцев в различных регионах нашей страны, наше министерство закрыло 781 микрорайон в некоторых провинциях для оформления ВНЖ».
Анталья
Muratpaşa (TOPÇULAR MAHALLESİ)
Döşemealtı AOSB2KISIM MAHALLESİ
Döşemealtı AOSB3KISIM MAHALLESİ
Стамбул
Beylikdüzü: BEYLİKDÜZÜOSB MAHALLESİ
Avcılar: DENİZKÖŞKLER MAHALLESİ
Başakşehir: İKİTELLİ OSB MAHALLESİ
Başakşehir: ZİYA GÖKALP MAHALLESİ
Beşiktaş: YILDIZ MAHALLESİ
Beyoğlu: KOCATEPE MAHALLESİ
Beyoğlu: ŞEHİT MUHTAR MAHALLESİ
Beyoğlu: BÜLBÜL MAHALLESİ
Beyoğlu: ÇUKUR MAHALLESİ
Beyoğlu: KAMER HATUN MAHALLESİ
Esenyurt: KOZA MAHALLESİ
Esenyurt: YEŞİLKENT MAHALLESİ
Esenyurt: ZAFER MAHALLESİ
Esenyurt: PİRİ REİS MAHALLESİ
Esenyurt: GÖKEVLER MAHALLESİ
Esenyurt: AKEVLER MAHALLESİ
Fatih: MİMAR KEMALETTİN MAHALLESİ
Fatih: MESİHPAŞA MAHALLESİ
Fatih: SARAÇ İSHAK MAHALLESİ
Fatih: MUHSİNE HATUN MAHALLESİ
Fatih: BALABANAĞA MAHALLESİ
Fatih: MİMAR HAYRETTİN MAHALLESİ
Fatih: NİŞANCA MAHALLESİ
Fatih: KEMALPAŞA MAHALLESİ
Fatih: KATİP KASIM MAHALLESİ
Fatih: İSKENDERPAŞA MAHALLESİ
Fatih: MOLLA GÜRANİ MAHALLESİ
Küçükçekmece: BEŞYOL MAHALLESİ
Sarıyer: MASLAK MAHALLESİ
Şile: MEŞRUTİYET MAHALLESİ
Şişli: İNÖNÜ MAHALLESİ
Şişli: ERGENEKON MAHALLESİ
Şişli: MECİDİYEKÖY MAHALLESİ
Tuzla: AYDINLI-KOSB MAHALLESİ
Ümraniye: DUDULLU OSB MAHALLESİ
Zeytinburnu: MALTEPE MAHALLESİ
Бурса
Osmangazi (DEMİRTAŞ DUMLUPINAROSB MAHALLESİ,
SELİMİYE MAHALLESİ, HOCAHASAN MAHALLESİ, ÇIRPAN MAHALLESİ, İNTİZAM MAHALLESİ
ALTIPARMAK MAHALLESİ, ALACAMESCİT MAHALLESİ, AHMETPAŞA MAHALLESİ, KİREMİTÇİ MAHALLESİ)
Трабзон
Ortahisar PAZARKAPI MAHALLESİ
Мерсин
Gülnar YANIŞLI MAHALLESİ
Tarsus ÇATALCA MAHALLESİ
Tarsus YUNUS EMRE MAHALLESİ
Tarsus EGEMEN MAHALLESİ
Akdeniz ADANALIOĞLU LİMONLU MAHALLESİ
Tarsus KULAK MAHALLESİ
Akdeniz SİTELER MAHALLESİ
Silifke ARKUM MAHALLESİ
Akdeniz KÜLTÜR MAHALLESİ
Akdeniz CAMİ ŞERİF MAHALLESİ
Tarsus BAHŞİŞ MAHALLESİ
Akdeniz CUMHURİYET MAHALLESİ
Silifke SAY MAHALLESİ
Akdeniz ÇANKAYA MAHALLESİ
Tarsus YEŞİLTEPE MAHALLESİ
Akdeniz MESUDİYE MAHALLESİ
Akdeniz ABDULLAH ŞAHUTOĞLU MAHALLESİ
Akdeniz HAMİDİYE MAHALLESİ
Akdeniz KİREMİTHANE MAHALLESİ
Akdeniz ÜÇOCAK MAHALLESİ
Tarsus ATALAR MAHALLESİ
Akdeniz HÜRRİYET MAHALLESİ
Silifke SÖKÜN MAHALLESİ
Tarsus ÇÖPLÜ MAHALLESİ
Akdeniz MAHMUDİYE MAHALLESİ
Tarsus 82EVLER MAHALLESİ
Akdeniz BARIŞ MAHALLESİ
Akdeniz KAZANLI MAHALLESİ
Mezitli İSTİKLAL MAHALLESİ
Yenişehir / Mersin DUMLUPINAR MAHALLESİ
Akdeniz HAL MAHALLESİ
Toroslar TURUNÇLU MAHALLESİ
Tarsus KELAHMET MAHALLESİ
Akdeniz AKDENİZ MAHALLESİ
Toroslar ALSANCAK MAHALLESİ
Akdeniz TURGUTREİS MAHALLESİ
Tarsus BARBAROS MAHALLESİ
Mezitli FATİH MAHALLESİ
Akdeniz YENİ MAHALLESİ
Полный список всех районов Турции, где сейчас нельзя оформить ВНЖ, есть на сайте. 25 мая 2022 г.